FedHorizon Beta — reports are free while we test calculations and gather feedback from federal employees. Optional paid features are planned after the beta.

FEHB Open Season 2027

  1. Location
  2. Current plan
  3. Priorities
  4. Medicare

Compare 2027 FEHB plans where you live

Four short steps, about 3 minutes. You'll see every plan offered in your county with its 2027 premium, an estimated yearly cost and a side-by-side comparison. Plans differ by county, so we start with your ZIP code.

Are you…

We show premiums both as an employee (biweekly) and as a retiree (monthly) either way.

Who will the plan cover?

Self Only, Self Plus One, or Self and Family. For some plans, Self and Family costs less than Self Plus One — we'll flag it.

Your answers stay in this browser tab. Only your ZIP and county are sent to look up plans; nothing is saved.

2027 plan data from OPM · Your answers stay in your browser

These are planning estimates, not official OPM benefit determinations. Verify your eligibility, service history and benefit estimates against your agency's official records before making retirement decisions.

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